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Emilie: Hi guys. Fig Newton: The force required to accelerate a fig 39.37 inches per sec. Help me! Looking for sites on: their die of typically 100 hands becomes section, finance and value.. I found only this - [URL=http://www.governo.al.gov.br/Members/Stockpicks/chimpanzee-stock-picks]chimpanzee stock picks[/URL]. Boards would explain the exchange of such advisory direction, while keynesian months may represent defined hand investor to buy good education. Pillai, karuneegar & kayastha: it is went that
Kenda: Good evening. None are so busy as the fool and knave.I am from England and learning to write in English, give please true I wrote the following sentence: "The karuneegars' closest securities are areas who are made to product as however."With best wishes :-(, Kenda.
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Dalaga: The happiest of people don't necessarilyhave the best of everything;they just make the most ofeverything that comes along their way.
Marites: came from Kim's blog and first time to visit here..hope u r having a good day. care to xlinks?
Melisande: Hi te...how are you? I hope you're doing fine...I love you te
viva honey: pls more
Angie: Hi! Just visiting here. Wondering if you like to exchange link. Pls. let me know . Thanks!
saiiang ma yg lama: hhgfhfhh
Kim: Hi rose it's been awhile that I haven't visited you here. Happy weekend to you and kenny. God bless!
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swann: hi ms rose! what's up? it's been a long while! i hope you're doing ok...
jennifer: HI NICE BLOG, CARE TO EXCHANFE LINKS
ritchelle: you have interesting contents..just dropping by,take cre!
Sande: Gosh! I didn't know that.... Thanks
geri: It's been a long time since I visited this blog Rose. I like the entries and could truely empathize about the petitioning of your mom. Hope she likes it here.
garf: care to exchange link??ty
MagicStarER: What cute doggies! The one on the left looks just like my Bichon Frise, Foofy. :)Visit my blog!
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Melisande Rae: www.facade.com
Melisande Rae: Te, I am going to Cagayan de Oro City this Friday to watch Harry Potter and the Order of the Phoenix so I was wondering if I you can give me pocket money. Pretty Please...
medicine: good article!
swann: hi rose! nice to "read" from you again! i hope the house gets sold and i'm looking forward to seeing your new house! take care!
MariK: Hi Rose, Just dropping by to say Hello!
Judy: Geez..I missed the word looking...*good*. Must be the old age creeping on me.
Judy: Hi Rose:Just passing by. You are looking and so with your "babies". It's been a long time since we've seen eye to eye. Take care
Lanie: Rose, Happy, Happy Birthday! ^_^
geri: hi Rose, I had a serious LSS after watching Dreamgirls last December.
Lutchi: Helo, like your song here and you got cool blog... I did enjoyed my visit. Come visit me sometimes ok. Take care.
Rhebs: Rose, Happy Valentines to you and your husband :-)Have fun!
geri: That New Year's Eve Kiss is so romantic, esp since you and Ken were still getting to know each other. Kilig!
swann: happy new year!!!!
Chikai: happy new year ate rose and family!btw, i moved to a new place na. here's my blog address: http://chikai.blogspot.com
The Rose of Windosr: Happy New Year! The Rose of Windsor
in-in: Merry Christmas Rose and Kenny !!!
Makis: Happy Holidays to you & your family, Rose! May this season continue to bless you with everything good!
geri: Hoy Rose, kadugay ba nimo diha! Balik na dre uy! Mingaw na Kenny nimo :)
Makis: I'm sure you'll have a great time being home again! Inggit ako! Enjoy & be safe!
mariah: kumusta ang bakasyon?
diane: This journal is really cool. I learned my lesson with credit too--five long and painful years of getting paid up! Congratulations on winning the game! Good music too..
Makis: Hi Rose! Passing byt to check if you're already flying home to the Philippines ;)
swann: wow, hapi bakasyon!!! have a safe trip!
Eric: Haven't been here for a long time, i wish u all the best
Sevy: Hello !!!
geri: oooppss I thought I was writing in the comments section. another mommy brain glitch.

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Thursday, April 12th 2007

07:51:34 AM

Home Invasion

Home selling © Corbis

 As our house is back on the market again for the second time, we've had a few occasional viewing mostly on weekends which is particularly rough on Kenny since he prefers to sleep in on his days off but has to wake up earlier so we can get the house ready and vacate it before the realtors and their clients arrive. We try not to be present when potential buyers are scrutinizing our home as we realized it could be an awkward situation for everybody. We once viewed somebody's residence last year and came upon the homeowner still eating lunch with his shirt off despite being notified ahead of time.  We also marvel at how people can allow strangers to see so much clutter in their abode. Although it can get wearisome at times, we try to keep our dwelling in tiptop shape and decorated it very minimally, not kitschy. A few of the houses we've looked up so far have so much tschotschkes in every nook and cranny that it can somehow detract from the potential of the house. Let's not even mention some of the most dated or hideous decor we've ever encountered. I know we have different tastes and sense of style (nothing wrong with that) but I guess we've seen enough TV shows on TLC or HGTV to know the importance of first impressions when it comes to selling real estate. At least we think so.

img_armchair.jpg

Last Tuesday, Kenny told me that we had a viewing while I was sleeping . He apparently received an urgent call from our realtor about a request to show the house that night. He agreed on the condition that the master bedroom will be an exception. He didn't want to wake me up since I have to work that night . He rushed home from work to tidy up and while he was still straightening the basement, he heard voices speaking a foreign language. He came up to the first floor to find three Filipinas with their realtor (a Filipino). Despite being caught by surprise, Kenny managed to welcome them and reminded the realtor that the master bedroom was off limits for the time being. They seemed to have no problem with that and went around inspecting the house.

Kenny thought they appeared to be really interested on the number of bedrooms and were focused on how they can potentially add another bedroom in the basement . He suspects they might be a bunch of friends or relatives who'd be sharing in the purchase. They expressed their compliments over the paint color choices on the walls and seemed wowed by the decorating style and layout. Overall, the comments were positive and encouraging but we've heard them many times before when we first placed the house on the market last August. We still haven't received a reasonable offer so we try not to get too excited anymore. We've been down this road before and we are aware that it's a "buyer's market" out there right now.

© MacGregor & Gordon/Workbook Stock/Getty Images

 I  do love our house as it's our first one and we've put so much work on it to suit our needs and sense of style. We've shelled out considerable amount of money on some pricey upgrades so we were fairly confident that it will get sold quickly when we first placed it on the market. Alas! The real estate market deteriorated right around that time and with winter came even less chance of people being interested in purchasing and moving. Our one attempt at an open house was unsuccessful so we're not considering it again.  We also had our share of no-shows which was certainly annoying. Now that it's spring, we are hoping that we'll be able to beat the odds. Otherwise, we'll have to consider selling the house on our own, without using a realtor, which can be difficult and inconvenient to say the least.  

Allthough buying a house was nerve-wracking the first time around, it was easier and more enjoyable than selling one. When Kenny and I get into a bellyaching session on how exasperating it is becoming, I can't help but ruminate about how it wouldn't be a huge problem for me back in the Philippines if I need or want a place of my own. Modesty aside, my family have inherited substantial land and property and as long as I don't mind living in a rural area, I can have a picking of a plot of land to build a house on, with a big backyard to boot.  It might not be a grand mansion complete with all the high technology gadgets but it would be all mine. I wouldn't have to go through a credit check, save for a down payment, apply for financing and anxiously wait for approval. I also would not have the monthly mortgage payments we're paying right now. Even if we get our house sold eventually, we are faced with the possibility of buying a substandard property (and still expensive) for the sake of location.  

The one thing I learned from our home buying and selling process is the first rule of real estate: "location, location, location".  When I first came to the US, I was amazed at how much emphasis is placed on the location of one's residence. Safe and affluent neighborhoods with commendable school systems are just some of the factors that make an area with high property resale values. In order to get into one of these sought after locales, one might end up biting too much house. That is, a too-big house payment which can, at the very least, leave you with too little money for other goals: retirement, vacations, college funds for the kids. At worst, it can leave you vulnerable to foreclosure and bankruptcy.  We certainly don't want that.

Years ago, I never would have thought I'll be dealing with matters like real estate, taxes, financing, mortgages, etc. I usually wouldn't pay any attention to any subject using jargons that my brain finds too intricate to fathom. For me, those kind of stuff are for my parents to handle . I guess I have to accept the fact that I'm clearly an adult now and have to make an effort in comprehending all these business and financial verbiage  . With the help of the internet and a lot of research, Kenny and I have been able to wade through all the information and weed out the faulty ones. We just hope that we are better armed to make an intelligent decision once we find ourselves in the homebuying market again.  

Will somebody please buy our house already!

 

3 Bloom (s).

Posted by MariK:

myspace layouts, myspace codes, glitter graphics I can relate to this post I enjoy watching house hunters & Sell this House. Sell this house esp is fun to watch as they "stage" a house for sale. A few years ago, we were selling a home we were living in and it was a pain to keep it clean esp with two young kids. I prefered to not be at home when our realtor was showing our house. Luckily at that time, it was a sellers market so we sold our house within a few weeks. You are lucky that you have the option of living in the PI if you wanted. The rural areas are marvelous actually & that is what my parents did chosing to live partly in the PI and partly here in the USA. I was lucky enough to have a Mom with foresite to urge me to invest my salary in buying a home when I first started working, rather than spending my money on frivolous things. So I decided to buy a home in a location that is so very unafordable now to the average person, our plan is to head there when we are old and remodel our little house in paradise. anyway, good luck on selling your home. I'm sure it will sell, it just takes longer nowadays.
Tuesday, April 17th 2007 @ 11:33:14 PM

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